You may have noticed that we are offering a new payment method called LayBuy at our check out. Here's the nitty gritty detail on this new feature.
What is Laybuy?
It is the modern version of the old layby. Laybuy will break your transaction into 6 equal, budget friendly payments, taking the first payment at time of purchase, then weekly payments will be processed on the day of the original purchase from your nominated card.
And there's another upside, unlike traditional Laybys where you aren't able to take your purchases home until the end- LayBuy let's you get your items right away!
Will I be charged interest?
Laybuy doesn't charge you any interest or upfront fees!
If you miss a payment you will be notified immediately. A late payment fee may be charged in respect of any payments that are not met.
Can anyone use Laybuy?
It is available to any individuals that live in NZ and are at least 18 years old. Laybuy will do a credit check/verification on your details.
Your Laybuy account can be created by selecting Pay by Laybuy upon checkout and creating an account.
Laybuy performs a credit check on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit, and you can shop at our store immediately.
https://www.laybuy.com/home for further details.